Auto Motorcycle
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Orange County Motorcycle Accident Attorney’s Top Ten Warning Signs You are About to Have a Motorcycle Accident
1. The motorcycle engine starts to cough.
2. You start to cough.
3. Other motorcycle riders keep their distance.
4. Pieces of the motorcycle start to fall off for no reason.
5. The seat starts to feel glued to your pants.
6. People turn away as you ride past.
7. The sun starts to burn directly into your eyes.
8. No matter how dark your sunglasses are, they don’t seem to help.
9. You hear a siren and wonder who it’s for.
10. And then you realize you left the coffee pot on in your house.
You rarely have that much warning before an accident. But if an accident does happen, here are ten actual tips of advice from a motorcycle accident lawyer to follow. You can also learn more about how to handle a personal injury in Orange County, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com and learning how we can assist you.
Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.
First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.
Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.
Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.
Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.
Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.
Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.
Seventh, call a good motorcycle accident attorney as soon as you have had your initial treatment, so the lawyer can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good motorcycle accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good motorcycle accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most motorcycle accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.
Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.
Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.
Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.
If you’ve had a motorcycle accident in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, Chino Hills, or anywhere in Southern California, we have the knowledge and resources to be your Newport Beach Motorcycle Accident Lawyer and your Irvine Motorcycle Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.
If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com and learn how we can assist you.
About the Author
The Sebastian Gibson Law Firm serves auto, motorcycle and truck accident victims in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, Costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, and Chino Hills. We also serve bicycle, pedestrian and car accident clients from Palm Springs and Palm Desert to Indio, from San Diego to Carlsbad, Ontario and Rancho Cucamonga, from Long Beach to San Luis Obispo, from Palmdale to Victorville, and all of Southern California.
Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your Orange County Motorcycle Accident Lawyer and Orange County Motorcycle Accident Attorney or your attorney in and around the cities of Oceanside, La Jolla, Del Mar, Chula Vista, El Cajon and Escondido. We also serve Corona, Temecula, Murrieta, Riverside, San Bernardino, Moreno Valley, Fontana, Vista, San Marcos, Solana Beach, Encinitas, Tustin, Yorba Linda, Anaheim Hills, Lake Forest and Newport Coast.
Cheapest & Best Auto/Motorcycle Insurance?
Can people please share what they think is the cheapest & best insurance? We currently have state farm & feel we're getting ripped off.
We have 2 vehicles
93' Ford F150 (owned, no payments)
00' Chevy Cavalier (owned, no payments)
83' Honda Sabre(Motorcycle, owned, no payments)
THANK YOU!
Also, why do they ask for a SS# when you apply?Are there any companies who dont? I hope theyre not checking my credit score =( I'm trying to raise it!
i meant to say 2 vehicles & 1 motorcycle lol
Oh and two more things:
We are both 20, should our insurance go in the female or males name
And
Whats needed as far as liability, collision, etc. I dont want them to tell me i need things i dont
And i am in Pennsylvania
I'm in Chicago, and I have AAA for my auto insurance. They are, by far and away, the cheapest in my area. I shop around every 6 months to keep them honest and noone comes close. Not sure what the people you are insuring driving record is like, but assuming it is good, you should check into it.
Unfortunately, AAA does not insure Motorcycles. I use Progressive to insure my '95 Kawasaki Vulcan. I would go with either Geico or Progressive, whichever is cheaper. If your bike is an '83, then the insurance should be dirt cheap if you get liability only.
They ask for SS# so that they can check your credit. Insurance companies believe that the better your credit score, the more responsible you are. The more responsible you are, the better driver you are. There have been a lot of studies on this and Insurance companies buy into it.
Not all companies require the SS# for a quote, but many do.
These days, with the price of cars and going to the hospital, You will want at least 100,000/300,000 (individual/accident) liability with $50,000 in property damage protection and uninsured motorist protection. You will not need to worry about a deductible if you get liability only, but if you do get full-coverage, a $500 deductible is good.
Also, for future reference, if you ever get a newer car, you will need to look into your coverages again and consider full-coverage.
Good Luck
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